Your Trusted Mortgage Advisors

Your Trust is Our Priority - At Kripa Financial Solutions Limited, we want to be your trusted guide and tailor your loan options to suit your needs. Whether its your First Home, your Next Home or for Your Business, we got you covered.


Book a consultation with us today!

Kripa Awards
Kripa Awards
Kripa Awards
Simi Sethu
Krishnapriya
Sethu Arjunan
Key to a house

Why choose Kripa?

Kripa was founded by Simi Sethu and Sethu Arjunan with a view to helping Kiwis from all walks of life to get a foothold on the property ladder. A former banker & sales professional, Simi has been actively involved in the community, helping customers all across New Zealand to achieve their portfolio of properties.

They are the team that you need in your corner, to get you the dream home that you always wanted! 

#firsthomebuyer

Get your

First Home Today

Listen to Simi Sethu explain the intricacies and importance of owning your FIrst Home in New Zealand.

Our Services

Our Key Advantages

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Lending Options

We have relationships with all major banks and lenders. So that means more choices and options for you.

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Customer Focus

You, our customer is always our priority. Our mission is to get you the best offer possible and get your dream home.

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Experience

Simi has advised 1000s of families over the years

as a mortgage professional for a leading bank and continues the same trusted service she is known for through Kripa Financial Solutions Limited

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Trusted Advisor

We are in this journey together with you. It doesn't stop with buying a house. It is the start of a long relationship with you. We are your trusted financial advisor to achieve your real estate portfolio.

Our process simplifies complexity

Securing that home loan is a complicated process.

Our process simplifies it for you.

1. Tell us about your situation

2. Find out your affordability


3. Apply for a home loan

4. Close with confidence

Why our customers believe in us

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Shone Augustine

“We have found Simi Sethu as a Financial Advisor very approachable, helpful, friendly and great to deal with. She helped us to get approval from the bank in no time, and also helped us through all the documentation so that we did not have to bother about anything.”

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Tojin Thomas

“Two approvals and one renewal ... For third one we got the house with best interest rate... 2021 was the toughest year for first home buyers. But Simi Sethu helped us from alfa to omega.. Highly recommended... have a big dream and send your application...will be safe in their hands...”

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Deepak Mathew

“We are quite delighted with the service received from Simi and team. Overall had a hassle free experience in achieving our first home with the best interest rate.” 

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Sandeep Cyril

“I’ve had the pleasure of working with Simi on multiple mortgage deals over the last 6 years or so, both for buying our own home to investment properties and having also worked with other mortgage brokers in the past I can confidently say Simi is one of the best at what she does. She has pulled off some seemingly impossible deals for us. Thanks for all your help and look forward to working with you again.”

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“My mission is to help first-time home buyers get into a home they love and can afford.”

Expert advice -

at your fingertips.

We are available to answer all your home loan questions.

Insights and Resources for first home buyers, investors and small business owners

The statue of liberty is holding a torch in front of a blue sky.

How U.S. Tariffs Ripple Through New Zealand’s Mortgage and Housing Market.

April 19, 2025
Although U.S. tariffs may seem like a distant economic policy, the mechanisms through which they influence global capital flows, commodity prices, trade balances, and investor sentiment ensure that their impact reaches New Zealand’s shores in very real terms.
Turnkey vs. House & Land Packages: Which is Right for You?

Turnkey vs. House & Land Packages: Which Path to Homeownership is Right for You?

February 21, 2025
Buying a home is a big deal—whether you're dreaming of a hassle-free, move-in-ready space or itching to design your perfect place from the ground up. That’s where turnkey properties and house & land packages come in!
Smart goals to save money for your first home

5 Smart Financial Steps to Homeownership in New Zealand by 2025

February 9, 2025
Are you dreaming of buying your first home in New Zealand by 2025? It's an exciting goal that requires careful financial planning and smart decision-making. In this article, we will walk you through 5 smart financial goals to help you achieve your dream of homeownership.
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