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Your Trust is Our Priority

We are here today because of the trust that each and everyone have you kept in us on your property journey. That is why, "Your Trust is Our Priority" is Kripa's motto.

From day one, we have treated each deal, whether first home, second home, refinance or commercial, as our own and given our 100% to get it across the line. If it wasn't for your trust, support and blessings, this venture would not exist.

You have allowed us to walk in your footsteps and open doors for a better financial future - to you, your family and the community. That is why Kripa Financial Solutions Limited exists. To open doors for a better financial future. 

mission & vission

Kripa's Mission

We work for you, not the banks.

Your trust drives everything we do. We provide honest, transparent, and personalised guidance on mortgages, lending, insurance, and wealth building, so you can focus on what matters most, your family and future.

No upfront fees. No hidden costs

Just expert advice tailored to your unique needs, with access to over 30 leading lenders and a 100% success rate.

Kripa aims to be your trusted guide

in loan and insurance solutions, helping Kiwis from all walks of life secure property ownership, protect what matters, and achieve financial independence.
core values

Why Choose Kripa

Trust

Your Trust is Our Priority, built on transparency and honesty.

Commitment

100% dedication to every client.

Empathy & Clarity

Guiding with understanding and clear communication.

Empowerment

Making financial decisions accessible and personal

our team

people behind kripa

Our team is local and active in the community, so they understand your needs and the dynamic environment of mortgage/insurance industry.
simi sethu

simi sethu

Principal Financial Adviser & Founder

Simi Sethu is the visionary behind Kripa Financial Solutions, where she leads with over 20 years of experience across global sales, banking, and financial advisory. Her journey began in the UAE, where she spent a decade working for corporates like Emirates & Travelport — spent roles in customer service , b2b sales and customer retention mastering client relationships across diverse cultures. 

Sethu Arjunan

Sethu Arjunan

Director | Operations

A seasoned and versatile professional with over 30 years of global experience spanning operations management, administration, customer service, procurement, and accounting.

mortgage advisers
Anu Muraleedharan

Anu Muraleedharan

Financial Adviser | Insurance

Anu began her career in 2014 with Indian Bank, working across multiple branches and regional offices as an Assistant Branch Manager and Loan Officer. Her experience spans personal, home, and business lending, along with life and health insurance across various providers.

K. P. Yadav

K. P. Yadav

Financial Adviser | Mortgage

Krishnapriya joined Kripa Financial Solutions in 2023, bringing with her over a decade of experience in the finance sector across India and Europe, along with five years of dedicated service in New Zealand’s mortgage industry. Her global perspective and deep local knowledge make her a trusted guide for clients navigating the home-buying journey.

Nimisha Thomas

Nimisha Thomas

Financial Adviser | Mortgage

Nimisha Thomas is a dedicated Financial Adviser specializing in mortgage advice, with over a decade of experience across India, the UAE, and New Zealand. She holds an MBA in Finance from India and has worked with Hilton Worldwide in the UAE, enhancing her client service and financial analysis skills.

Jose Aldrin Rozario

Jose Aldrin Rozario

Financial Adviser | Mortgage

Jose Aldrin Rozario has extensive experience in banking, retail, and real estate. He started his career in India with top multinational banks, focusing on business lending and investment advisory, which laid a strong foundation in financial services. After moving to New Zealand, he spent over a decade in senior retail management, enhancing his leadership and client service skills. He also trained in the local real estate sector, gaining valuable insights into the property market. This diverse background equips him to understand clients’ needs and provide tailored financial solutions.

other key members
Swathi R.

Swathi R.

Loan Writer

Umarani Harikumar

Umarani Harikumar

Office Admin

Raveena R.

Raveena R.

Loan Writer

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