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Looking to renew or refinance your home loan? Seize the abundant long-term prospects.

Mortgage Refinance

It might seem tempting to simply renew your existing mortgage, but you could miss out on thousands of dollars of long-term savings.

When your mortgage term comes up for renewal, it's crucial to thoroughly review your current loan structure instead of automatically re-signing. Our team of highly-trained mortgage experts can provide customized refix and refinance solutions tailored to your changed circumstances and financial goals. Whether you've experienced major life events like a new baby, job promotion, or relocation, your needs likely differ from when you first signed your mortgage. We take the time to understand your unique situation and goals in order to structure an optimal new mortgage, saving you money over the long run compared to sticking with the status quo. Don't miss out on substantial interest cost savings by blindly renewing - let us advise you on the best refix or refinance option for your future.

Get the Best Mortgage Deal for Today and Tomorrow to achieve your financial goals

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Check out our blog articles on mortgage refinance

What is Mortgage Refinance?

What is Mortgage Refinance?

November 9, 2023
Mortgage Refinancing is when you alter your current loan to arrive at better fixed and floating terms that work best for you. There are no right or wrong refinanced loans. It's a very personal choice and depends purely on what terms work best in your situation.
Practical Tips for Dealing with Increasing Mortgage Rates

Stay Ahead of the Game: Practical Tips for Dealing with Increasing Mortgage Rates

September 5, 2023
As mortgage rates continue to rise, it's crucial to stay ahead of the game and find practical ways to navigate these uncertain times. By understanding mortgage rates, the factors that affect them, and the potential impact on homeowners, you can better prepare yourself for increasing rates.
Guide to mortgage refinance

Refinance - A Primer

June 10, 2023
Refinancing your mortgage can be a smart financial move that offers potential benefits such as lower interest rates, improved loan terms, or accessing equity. In this informative guide by Sorted, a reputable financial resource in New Zealand, you'll find step-by-step instructions and valuable insights on how to successfully refinance your mortgage.

We are here to help you!

At Kripa Financial Solutions, our mission is to help Kiwis achieve their dreams of homeownership. Our team of seasoned mortgage experts will work tirelessly on your behalf to secure the optimal financing solution.



We take pride in being your trusted guides throughout the mortgage process. We will explain every step and detail to you in simple terms, ensuring you feel empowered when making this important investment. With decades of combined experience in the New Zealand mortgage market, we have established relationships with over lenders across the market.


This allows us to access loan options you may not find on your own, and negotiate the most competitive terms, rates and fees tailored to your budget and goals. We are your tireless advocates, leveraging our expertise to hunt for your perfect mortgage deal.

Get in touch to review your mortgage

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