Trade Loans

Business Loan - a lump sum of between $5K and $500K over a fixed term

Line of Credit - ongoing access to between $2K and $150K over a renewable 24-month term

Straight forward application, quick decision and funding possible in 24 hours

There is no asset security required upfront to access funding up to $150,000

Step One

Submit your details

First we need a few details about you and your business. Select the button below and fill out the form. It takes less than a minute and there's no obligation.

Step Two

Speak to a specialist

We or our lending partner will call for a quick chat about your business and answer any questions you have. If you wish to proceed we will complete the application with you.

Step Two

Get a fast decision

The process is quick and easy. You'll get a fast decision, with funding possible in 24 hours to approved applicants.

Does your business qualify?

If your business has a turnover of more than $6,000 per month and can demonstrate at least 6 months of trading, we can help.

Next steps

We or our lending partner will call you for a quick chat to see if you have any questions, Then, if you're comfortable to proceed, you will be guided through the application.

You'll need:

• Driver Licence
• Business NZBN
• Up to 6 months bank statements

For funding over $150K, you'll also need some basic financial statements.

By submitting your details, you authorise this information being shared with our Partner and consent to our Privacy Policy.

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply. FSP663891.

Terms and Conditions
The information on this website is provided for general information only and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from financial, legal and taxation advisers. Although every effort has been made to verify the accuracy of the information, Prospa, its officers, employees and agents disclaim all liability (except for any liability which by law cannot be excluded),for any error, inaccuracy, or omission from the information or any loss or damage suffered by any person directly or indirectly through relying on this information. Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply. FSP663891. NZBN 9429046731678