FAQs

A mortgage broker serves as both a financial advisor and a liaison between you and lending institutions, such as banks. Their primary function is to assist individuals, like you, in identifying the most suitable home loan package for their unique circumstances, provide valuable financial counsel, and expertly navigate the home loan application procedure.

Mortgage advisers or brokers can help you get the best rates, and tailor your home loan based on your situation. 

No, we don't charge you any fees and only get paid lender commission when your loan reaches completion.

Why invest countless hours in research when you can turn to an expert armed with all the information you need? In a 2017 Consumer NZ survey, a striking 51 percent of customers who had consulted a mortgage broker in the preceding five years reported being "highly satisfied" with their service. As with many transformative choices in life, more and more individuals are embracing the mortgage broker route, primarily for the precious time it reclaims.

Ever wondered if your monthly rent could be put towards owning your own home?

Life circumstances evolve. It's possible your current rental property is up for sale, presenting a perfect opportunity to invest in your own home.

Or, perhaps your family is growing, and the time has come to explore homeownership. Regardless of the reason, our calculator is here to assist you in gauging your potential affordability.

To secure financing for the home purchase, you'll need to borrow the property's total cost minus your deposit. However, your eligibility for the loan largely hinges on your income. Equally important is the manner in which the loan application is presented to the lender, and this is where seasoned advisors like My Money can provide invaluable assistance. Additionally, we offer an online calculator that can assist you in calculating your potential repayments.