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Small Business Insights

Small business Insights to help you manage and grow your business.

Turnkey vs. House & Land Packages: Which is Right for You?
February 21, 2025
Buying a home is a big deal—whether you're dreaming of a hassle-free, move-in-ready space or itching to design your perfect place from the ground up. That’s where turnkey properties and house & land packages come in!
Smart goals to save money for your first home
February 9, 2025
Are you dreaming of buying your first home in New Zealand by 2025? It's an exciting goal that requires careful financial planning and smart decision-making. In this article, we will walk you through 5 smart financial goals to help you achieve your dream of homeownership.
Award badges
February 9, 2025
We have some incredible news to share with you today. Kripa Financial Solutions is officially a finalist for not one, not two, but three prestigious awards.
A woman wearing headphones is talking into a microphone.
December 1, 2024
Watch Simi Sethu, participating in the Market Pulse program on Malayalam FM. It was great to share our expertise on the airwaves with the community.
Break Fees
October 24, 2024
While break fees can sometimes be a frustrating cost for borrowers, they serve as an important tool for banks to manage risk and ensure that their lending agreements are fulfilled. Understanding how these fees work and why they’re charged can help you make informed decisions about your mortgage.
Development Loans
October 24, 2024
Development loans are essential tools for financing real estate projects, providing the capital needed for everything from land acquisition to construction. By understanding the types of development loans, the key components involved, and the application process, developers can navigate the complexities of real estate financing and increase their chances of project success.
New Zealand Economy
October 24, 2024
New Zealand’s economy in 2025 will likely experience moderate growth, driven by targeted policy adjustments, sectoral strengths, and gradual improvements in consumer and business confidence. However, the economy will need to navigate potential headwinds, including global economic uncertainty, fluctuating commodity prices, and persistent inflation pressures.
August 22, 2024
Property investment in New Zealand is becoming more attractive again due to recent changes to interest deductibility and the bright-line test.
Granny flat
July 7, 2024
By offering a granny flat as a rental property, you're not just creating an additional income stream – you're also making efficient use of urban space and potentially providing more affordable living options in high-demand areas across New Zealand.
A living room filled with furniture and a television.
July 2, 2024
The bright-line test is a tax rule in New Zealand that determines whether you need to pay income tax on profits made from selling residential property. Here are the key things you should know about it.
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